ND

    North Dakota Auto Loan Calculator 2026

    Calculate your monthly car payment in North Dakota with real local data. Average car price: $35,000 • Sales tax: 5.00%

    Avg. Car Price

    $35,000

    Sales Tax

    5.00%

    Avg. Insurance/mo

    $125

    Registration/yr

    $274

    North Dakota Auto Loan Calculator

    Auto Loan Calculator

    Calculate your monthly car payment with taxes, insurance, and registration

    $35,000
    $10,000$100,000
    10% ($3,500)
    0%50%
    6.5%
    2%12%

    Insurance/mo

    $125

    Sales Tax

    $1,750

    Total Monthly Payment

    $798.41

    Loan Payment (P&I)

    $650.57

    Insurance

    $125.00

    Registration

    $22.83

    Amount Financed

    $33,250

    Total Interest

    $5,784

    Total Cost

    $51,404

    💡 Tip: Putting 20% down helps avoid being "underwater" on your loan (owing more than the car is worth). Shorter loan terms mean higher payments but less total interest.

    How Auto Loans Work in North Dakota

    Average Car Price

    $35,000

    Sales Tax Rate

    5.00%

    Avg. Insurance/mo

    $125

    Annual Registration

    $274

    In North Dakota, car buyers face a 5.00% sales tax on vehicle purchases. With an average car price of $35,000, the typical buyer will pay approximately $1,750 in sales tax alone.

    Auto insurance in North Dakota averages $125 per month, and annual registration fees run about $274. Popular car brands in North Dakota include Ford, Chevrolet, Ram.

    North Dakota Auto Loan FAQ

    Trusted Partner Network

    Get Pre-Approved for Your Car Loan?

    Connect with top auto lenders in North Dakota

    • Compare rates from multiple lenders
    • Get pre-approved in minutes
    • No impact to your credit score

    We partner with trusted lenders. You'll never be charged to compare rates.

    Related Calculators