Mortgage, FHA, tax, and affordability calculators with state-specific 2026 data for all 51 states. Get your true monthly payment in seconds — no signup required.
Why Calculator Basics
Most calculators show principal and interest. We show the real number — taxes, insurance, and mortgage insurance included from the start.
The only free interactive tool showing FHA, conventional, and VA affordability side by side. Enter your salary to see which states you can actually afford.
Features
Property tax rates, FHA loan limits, income tax brackets, and first-time buyer programs pre-loaded for every state. No manual lookup needed.
Principal, interest, taxes, and insurance — all four. Not just P&I like most calculators. What you see is what you'll actually pay at closing.
FAQPage, SoftwareApplication, and Breadcrumb schema validated by Google's Rich Results Test on every calculator page across 3,748 pages.
Every calculator links to a plain-English guide with the formula, a worked example, and state-specific 2026 context. Not just a number — an education.
Every blog article embeds the relevant calculator inline — so readers get their exact number without leaving the page to search elsewhere.
No signup, no credit card, no paywalls. FHA limits, tax brackets, and rates updated annually. Built to stay accurate, not to upsell you.
From the blog
Get your true PITI payment in 30 seconds — your state's property tax, 2026 FHA limits, and MIP/PMI calculated automatically. No signup, no ads, always free.