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    Virginia Auto Loan - Poor Credit

    Calculate auto loan payments in Virginia with a credit score of 300-619.Challenging approval chances. Expected rates around 14.5% APR.

    300-619

    Credit Score Range

    ~14.5%

    Expected APR

    Challenging

    Approval Odds

    $35,000

    Virginia Avg Price

    Calculate Your Auto Loan

    Auto Loan Calculator

    Calculate your monthly car payment with taxes, insurance, and registration

    $35,000
    $10,000$100,000
    10% ($3,500)
    0%50%
    14.5%
    2%12%

    Insurance/mo

    $150

    Sales Tax

    $2,100

    Total Monthly Payment

    $948.88

    Loan Payment (P&I)

    $790.55

    Insurance

    $150.00

    Registration

    $8.33

    Amount Financed

    $33,600

    Total Interest

    $13,833

    Total Cost

    $60,433

    💡 Tip: Putting 20% down helps avoid being "underwater" on your loan (owing more than the car is worth). Shorter loan terms mean higher payments but less total interest.

    Tips for Getting Approved with Poor Credit

    Consider a larger down payment
    Get a co-signer
    Look at credit unions
    Consider a less expensive vehicle

    Frequently Asked Questions

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